Comments on: Reader Case Study: Nursing Student by Day, Restaurant Worker by Night, Needing to Make Ends Meet https://frugalwoods.com/2022/01/06/reader-case-study-nursing-student-by-day-restaurant-worker-by-night-needing-to-make-ends-meet/ Financial independence and simple living Wed, 20 Sep 2023 13:14:28 +0000 hourly 1 https://wordpress.org/?v=6.3.6 By: Barbara Wilcox https://frugalwoods.com/2022/01/06/reader-case-study-nursing-student-by-day-restaurant-worker-by-night-needing-to-make-ends-meet/#comment-457474 Fri, 18 Mar 2022 04:00:57 +0000 https://frugalwoods.com/?p=32153#comment-457474 I work in higher education — having made a career change after getting my masters at age 57 — and I agree that finding a job at the community college is John’s best bet. Don’t wait for a job posting: many postings are created for an already-selected person. Instead, ask around proactively in parts of the college where you’d like to work. Let your instructors know about your situation, especially if you are a good student.

Every college has someone on staff who is like the mayor of the school. This person may not be high ranking but he/she knows everyone and how to get things done. Find and cultivate this person. He/she can help you.

Pursue small grants and scholarships because they add up. Your college has a list of these. Hit the Rotary and other service-club circuit. If your dad or grandpa was a veteran, a VFW chapter or other vets group might give you a small grant. Any money you don’t have to pay back is gravy.

If you have friends in the drag or royalty community, can they put on a benefit show?

Whatever happens, don’t give up hope. I know how hard it is to return to school as an adult. I had a half ride at a very prestigious university, but no help with living expenses. I couldn’t afford to live near campus and sometimes I slept in the library rather than drive home. My cat kept me sane … Stay strong. You can do it!

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By: Eric https://frugalwoods.com/2022/01/06/reader-case-study-nursing-student-by-day-restaurant-worker-by-night-needing-to-make-ends-meet/#comment-451059 Fri, 11 Feb 2022 18:18:59 +0000 https://frugalwoods.com/?p=32153#comment-451059 In reply to John.

I highly recommend some sort of orthotic. Even though I have custom plaster cast orthotics, even the simple by the number ones from a dedicated orthotics store or any sporting goods store will help quite a bit. (There are ones you warm in your oven before molding to your feet; they were less than 50 dollars when I used them, and they lasted for years.)

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By: Kimberly https://frugalwoods.com/2022/01/06/reader-case-study-nursing-student-by-day-restaurant-worker-by-night-needing-to-make-ends-meet/#comment-451002 Fri, 11 Feb 2022 11:30:24 +0000 https://frugalwoods.com/?p=32153#comment-451002 In reply to Kimberly.

Additionally, working as a CNA or ED tech (way better option since you can place IVs and see more) can allow you to pick up flexible shifts. Working on breaks between semesters will help. Multiple new nurses on the unit worked as CNAs before becoming a nurse and were offered jobs since the manager knew them. Another nurse’s hospital paid for the nursing program while she worked but she had to commit one year of work for every semester paid. There are options once you get your foot in the door. Also definitely try out being a CNA first. I would have gone perused a different career if I did that. Nursing money is good but not worth it. Punched, kicked, cursed out and still have to be the one to deliver care. It’s rough out there. Find out if it is tolerable for you

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By: Kimberly https://frugalwoods.com/2022/01/06/reader-case-study-nursing-student-by-day-restaurant-worker-by-night-needing-to-make-ends-meet/#comment-451000 Fri, 11 Feb 2022 11:25:58 +0000 https://frugalwoods.com/?p=32153#comment-451000 In reply to John.

It was impossible to plan a work schedule in nursing school. Clinical days would have to change at the last minute. I remember having clinical dates and times change one day before they occurred. Unfortunately nursing school controls your life while you are there since every part is essential to graduate (classes, clinicals, benchmark exams we took to monitor competence). I think taking out student loans would be the best way to pay for school. When I was in nursing school, less than 80% was failing and you could not “fail” (get under an 80%) in two courses or you had to restart the program. Almost half of the class did not progress past the first year because of this. Nursing school is worth the time and investment, so don’t risk your grade to work more if loans are an option.

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By: Kimberly https://frugalwoods.com/2022/01/06/reader-case-study-nursing-student-by-day-restaurant-worker-by-night-needing-to-make-ends-meet/#comment-450997 Fri, 11 Feb 2022 11:16:21 +0000 https://frugalwoods.com/?p=32153#comment-450997 In reply to Jane.

No free food unless you the hospital is code black with revolving door admissions. Cue pizza party.

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By: Deb Siverman https://frugalwoods.com/2022/01/06/reader-case-study-nursing-student-by-day-restaurant-worker-by-night-needing-to-make-ends-meet/#comment-450464 Wed, 09 Feb 2022 21:15:35 +0000 https://frugalwoods.com/?p=32153#comment-450464 I would say that getting a roommate who is also in nursing school would help tremendously in many ways.

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By: Meg https://frugalwoods.com/2022/01/06/reader-case-study-nursing-student-by-day-restaurant-worker-by-night-needing-to-make-ends-meet/#comment-447120 Tue, 25 Jan 2022 20:39:17 +0000 https://frugalwoods.com/?p=32153#comment-447120 As a nurse, who went through nursing school myself within the last decade my advice to you is different than probably the norm expected financial advice. Nursing school is a very peculiar thing and at most schools, a two-year program to become an RN is an all-consuming endeavor like no other. It is also a defined period of time. Many schools strongly discourage you from working at all. Multiple jobs aren’t possible. I would take the loans. You won’t have the time or inclination to spend much on hobbies and going out and on the rare occasions when you do it will be because you need to in order to maintain your mental health and relationships. Also, don’t skimp or feel guilty about spending on good shoes. As others probably mentioned you can look into patient care assistant jobs in the future because they are understanding and will give you connections and experience relevant to school but don’t swap your restaurant job for that unless you have plenty of funds from the loans because most don’t pay as well as being a good server in a good restaurant and are just or more demanding. I did find it easy enough to get regular and well-paid occasional babysitting jobs usually while the infant slept and I studied on the weekends. People are willing to pay well just for you to be there once you are into your program. Maybe something like that can become your discretionary income fund. Good Luck!

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By: Bethany https://frugalwoods.com/2022/01/06/reader-case-study-nursing-student-by-day-restaurant-worker-by-night-needing-to-make-ends-meet/#comment-446200 Sat, 22 Jan 2022 01:33:03 +0000 https://frugalwoods.com/?p=32153#comment-446200 While i cant address your overall situation, as a nurse and former nursing student, here’s a couple of tips that might help in the long run:
1. Look into nurse corp. It’s a federal program that offers full tuition and expenses, along with a monthly stipend fir nursing students. In return, you have to work a year for each year of assistance in a qualified underserved area- inner city, native reservations, etc.
2. Another option that entails underserved area of work is the federal student. loan forgiveness available for nurses. You make minimum payment on your loans, and after 10 years in a qualified area, the remainder of the balance is forgiven.

Keep in mind that with both of the above options you still receive your regular pay from your employer; you simply have to be employed in a designated underserved area/facility.

The other tidbit of advice is to cut everything literally to bare bones NOW, and save every penny you can. While your job may work with your schedule NOW, the further along you get, the more hours you will need to devote to clinicals and preparation for them. You will most likely also need to complete a role transition/preceptorship for several weeks, at the end of your program, and may have little to no control over you schedule during that time- you work whatever schedule your assigned preceptor works, most likely 12 hour shifts, including weekends.

If you’re willing to consider a different path, it’s relatively easy for nursing students to obtain employment as nurses aides/patient care technicians. This offers the advantage of practical experience, an employer that is most likely willing to work with your school schedule, and possibly an tuition reimbursement option.

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By: Jessica https://frugalwoods.com/2022/01/06/reader-case-study-nursing-student-by-day-restaurant-worker-by-night-needing-to-make-ends-meet/#comment-445167 Mon, 17 Jan 2022 18:15:07 +0000 https://frugalwoods.com/?p=32153#comment-445167 In reply to Mike.

I agree — would only recommend private loans (as small as possible) if he had maxed out federal aid and needed a little more $ to spare his health/wellness.

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By: Em https://frugalwoods.com/2022/01/06/reader-case-study-nursing-student-by-day-restaurant-worker-by-night-needing-to-make-ends-meet/#comment-445008 Sun, 16 Jan 2022 22:06:16 +0000 https://frugalwoods.com/?p=32153#comment-445008 In reply to John.

I quit a sedentary career and re-trained for a job that has me on my feet (you can do this! It’ll be amazing!). Good call on switching to Altras. Shoes with a wide toe box made a big difference for me too. Regular shoes just pinch too much after a long day.

The other thing that helped me was foot strength exercises. Maybe you got some from PT already. If not, there are plenty online.

The two years will go fast. The first day of my training program feels like just yesterday. I wish you the very best of luck!

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By: Amelia https://frugalwoods.com/2022/01/06/reader-case-study-nursing-student-by-day-restaurant-worker-by-night-needing-to-make-ends-meet/#comment-444821 Sun, 16 Jan 2022 03:59:51 +0000 https://frugalwoods.com/?p=32153#comment-444821 John, I took a screenshot of the quote you included. It’s exactly what I needed at this time in my life. Im about to turn 50. The growth never stops. You are doing great and exactly where you need to be. I wish I had my head screwed on straight half as much as where you are now when I was your age. Thank you for putting yourself out there with this case study. You are teaching all of us. And thank you for becoming a nurse. As others have already commented, we need you.

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By: Stephanie https://frugalwoods.com/2022/01/06/reader-case-study-nursing-student-by-day-restaurant-worker-by-night-needing-to-make-ends-meet/#comment-444507 Sat, 15 Jan 2022 06:47:50 +0000 https://frugalwoods.com/?p=32153#comment-444507 I was wondering if John has looked into jobs at a local hospital. I was surprised to learn recently that you don’t always need certification to be a phlebotomist. Most hospitals will train you. That could give experience in the chosen field and flexible hours as well as added shifts during school holidays. There are also other hospital jobs that might work. Alternatively, consider a work at home job like Hulu customer service or other remote jobs.

I would strongly consider a roommate to cut down on expenses. It would be a temporary adjustment but could help keep the debt load down.

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