Comments on: Reader Case Study: Hoping To Swap an Apartment for Acreage https://frugalwoods.com/2023/02/03/reader-case-study-hoping-to-swap-an-apartment-for-acreage/ Financial independence and simple living Wed, 20 Sep 2023 12:28:28 +0000 hourly 1 https://wordpress.org/?v=6.3.6 By: Helen https://frugalwoods.com/2023/02/03/reader-case-study-hoping-to-swap-an-apartment-for-acreage/#comment-511012 Sat, 11 Mar 2023 15:13:43 +0000 https://frugalwoods.com/?p=35176#comment-511012 In reply to Walnut.

Agree with this 100% I found at 30 that four months was long enough to travel and after that I wanted home comforts.

I often dream of full time travel with my kids, but I think the reality would be very difficult. My 7 year old likes stability and I’d feel guilty taking him away from school and his home. We moved countries when he was 4 (England to Ireland) and it took him a year to get over the upheaval. Everytime he got tired and emotional, he said he wanted to go back home. I’d love to get an RV to travel in the holidays though.

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By: RelaxedGal https://frugalwoods.com/2023/02/03/reader-case-study-hoping-to-swap-an-apartment-for-acreage/#comment-510249 Sat, 04 Mar 2023 22:18:16 +0000 https://frugalwoods.com/?p=35176#comment-510249 In reply to Alison in NH.

My experience lines up almost exactly with Alison. We have one daughter, and she also has a “need for good friends and a consistent education and a hometown”. So much so that we bought an RV with dreams of spending Summer 2023 on the road traveling America and then realized that our 12 year old might actually die if she can’t see her tween friends 😉 So we’ve compromised with a 2 week trip at the beginning of summer vacation, a month back for summer camp and hanging out with friends, the last month of summer vacation is one long trip.

Rebecca, you and your husband are terrific savers and you will do well. If you do choose to travel with children I recommend at younger ages. Before the school years you’re not beholden to the school calendar. But they can’t walk as far, so there are always pros and cons. Best Wishes!

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By: Katie https://frugalwoods.com/2023/02/03/reader-case-study-hoping-to-swap-an-apartment-for-acreage/#comment-507737 Thu, 16 Feb 2023 13:53:53 +0000 https://frugalwoods.com/?p=35176#comment-507737 In reply to Meghan.

We use a website: homeexchange.com. It costs $150/year and works a bit like a dating site, where you list your home and places/dates you’d like to travel, and then others do the same. If you find a “match” you work out the details between yourselves, although the site does offer a few resources to help with that.

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By: Sara https://frugalwoods.com/2023/02/03/reader-case-study-hoping-to-swap-an-apartment-for-acreage/#comment-507701 Thu, 16 Feb 2023 09:33:42 +0000 https://frugalwoods.com/?p=35176#comment-507701 Hej Rebecca and Robert!
You seem like a lovely couple with lots of dreams and good things going on!
I have some advice regarding traveling, and that is, if you have some specific more adventurous trips you would like to take, do them now before having a baby. In some cases having a child really takes a toll on the female body. I am really happy that I fulfilled many of my travel dreams for example white water rafting in Iceland and sightseeing by the Victoria Falls in Zambia before having a baby, since we had a rough road to fertility and a number of miscarriages, and now 4 years later after having our baby boy finally, my body does not have the energy and stamina it once did, and I am not sure if it will recover either. For a number of my girl friends it is the same, you might not regain the health and fitness level you once had, so do take the opportunity to have your dream trips when you can.

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By: Meghan https://frugalwoods.com/2023/02/03/reader-case-study-hoping-to-swap-an-apartment-for-acreage/#comment-507677 Thu, 16 Feb 2023 03:35:48 +0000 https://frugalwoods.com/?p=35176#comment-507677 In reply to Katie.

I’d love to know how you arrange for these home swaps! My kids are 3 and 5 and I love this idea. We live in Victoria, BC, which attracts a good amount of tourists.

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By: Alicia https://frugalwoods.com/2023/02/03/reader-case-study-hoping-to-swap-an-apartment-for-acreage/#comment-507594 Wed, 15 Feb 2023 14:41:51 +0000 https://frugalwoods.com/?p=35176#comment-507594 I went through a similar decision process when I moved out of DC to the suburbs with my husband and 2 young kids. My husband wanted a rural area so we compromised and got a house on a cul-de-sac on .6 acres that backs into a 15-mile hiking trail. The neighborhood is full of nature but still under 10 minutes from everything we need. Also, some homes have basement rental units that you could try out before buying, or rent out for additional income if you buy a place like that. Look in the Rockville/North Potomac/Gaithersburg area. There are a lot of homes with a rural feel that are not remote.

One additional note on DC vs the suburbs- DC has free pre-k, so if you move to the suburbs you’ll add another $20k-$25k in childcare costs per kid for ages 3-5. It’s one big reason I had planned to move after preschool.

Regarding the commute- it is doable for me because I have a hybrid work schedule and go in 2 days per week. School pickup is tough if you’re coming from the city in rush hour traffic every day.

Good luck!

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By: Andrea https://frugalwoods.com/2023/02/03/reader-case-study-hoping-to-swap-an-apartment-for-acreage/#comment-507485 Mon, 13 Feb 2023 15:28:40 +0000 https://frugalwoods.com/?p=35176#comment-507485 I am always dismayed how future taxes and health insurance are ignored when calculating how much retired-self needs. Those are built into W-2 income, but will come out of your pocket after retirement.

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By: Len https://frugalwoods.com/2023/02/03/reader-case-study-hoping-to-swap-an-apartment-for-acreage/#comment-507382 Sat, 11 Feb 2023 09:48:49 +0000 https://frugalwoods.com/?p=35176#comment-507382 In reply to Mary.

I’m a few years ahead of where you are (35, had my first at 30, then 34, and now pregnant) and remember this cross road. We opted not to buy and invested most of our down payment instead. I’m glad because it gave us a lot of flexibility AND allowed us to focus on our careers and child rearing instead of home maintenance. This is especially true for you since you’re not sure where you want to be long term. Also, when you live further from family, a lot of your vacation time and travel budget can be exhausted to travel “home”. My corporate America PTO suddenly looked much more generous when I was able to use it only for bucket list trips instead of visiting relatives.

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By: Kim https://frugalwoods.com/2023/02/03/reader-case-study-hoping-to-swap-an-apartment-for-acreage/#comment-507343 Fri, 10 Feb 2023 17:22:16 +0000 https://frugalwoods.com/?p=35176#comment-507343 If you want to have multiple kids, I’d say, start now! I got married at 32, and thought I’d have my first kid at 33 and then second 35 and be all set!

In reality
it took me 2 years to get pregnant with the first which I had at 35, then 1.5 years to get pregnant with the second. I’ll be having my second kid at 38 if all goes well, and
now I want a third but it may be harder at 40. So much can happen and you can quickly find yourself way off the timeline you thought you’d have. Just what I would tell my younger self! Best of luck!!

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By: Allie https://frugalwoods.com/2023/02/03/reader-case-study-hoping-to-swap-an-apartment-for-acreage/#comment-507339 Fri, 10 Feb 2023 15:19:50 +0000 https://frugalwoods.com/?p=35176#comment-507339 In reply to Angela.

We have traveled all over Europe with our very picky eater since she was less than 2 years old. While it was extremely stressful for me when she was little, we always found something she would eat. She never realized the stress of it and just had fun. Last Summer, at 15 years old, she did a one month camp in Germany where the food was horrible. She finally understood my stress but was able to work it out by buying snacks and good food on her outings. The nutrition is not what I would have preferred but she ate! Traveling with kids can be a challenge but exposing them to the world has a lasting benefit that is very rewarding in the end. So, if you want kids, that doesn’t necessarily to limit the travel. We also lived very frugally while I took a 12 year career break. I homeschool and have rented apartments in Europe for a month at a time with my daughter or RVd in Alaska. I wouldn’t trade it for anything. Now that she is in highscool and I am back to work, I miss the frugal, traveling life even if it was very stressful at times. If you want a child, go for it and take them with you when you travel.

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By: Suzanne https://frugalwoods.com/2023/02/03/reader-case-study-hoping-to-swap-an-apartment-for-acreage/#comment-507321 Fri, 10 Feb 2023 06:14:34 +0000 https://frugalwoods.com/?p=35176#comment-507321 Don’t buy right now. Can’t see why you would, and this is from a woman who owns shares in more than a dozen properties! But I knew where I wanted to live and I love houses and gardens, not travel.

If you want kids, don’t wait too long. One of my nephews and his wife had trouble getting pregnant in their early thirties. She doesn’t want to try for a second child after turning 35 so if they get pregnant this year they have two kids, otherwise only one. One of my nieces has a wonderful, but challenging, energetic, first child. She is also heading toward 35 years of age, but can’t imagine having a second child until the first one gets into school full time. Yet she knows she’d like to have at least two kids. If you are thinking about having kids plural, it’s wise to start by age 30.

And as someone else pointed out, starting younger means having an empty nest while you are relatively young. My twin sister had her first child at age 23, and her second at age 28. By her late forties her kids had flown the nest! This also means that she is a young grandma at 57 to a four year old grandson. And she is having a lot of fun traveling now!

You’ve both been at your jobs for a short time so I agree with your desire to stay put for a few years, especially if your jobs have good parenting leave policies (if not, perhaps you could gently start to job search?).

You are doing a great job, and congratulations!

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By: Christina https://frugalwoods.com/2023/02/03/reader-case-study-hoping-to-swap-an-apartment-for-acreage/#comment-507281 Fri, 10 Feb 2023 00:48:45 +0000 https://frugalwoods.com/?p=35176#comment-507281 What an exciting time of life to be in! Have you and your partner done any longer trips yet? Two or three weeks? My partner and I just got back from a three week trip to Thailand. It’s the first trip over 12 days we have done. We saved up PTO vacation days. By three weeks we were ready to come home! I always envisioned long term travel in my life but the trip to Thailand was a really great experience to learn that 2-3 weeks of travel at a time can fit into a full time career lifestyle, provide a ton of adventure and not require you to throw a more traditional life, local community, career goals out the window. Plus, it can be done during kids summer breaks.

also, I will cast another vote for close in suburbs. I always considered myself a city girl until I met my now fiancĂ©. When we met he already owned a home in a suburb of Portland or, about 15 mins from the city. I have lived there now for 2 years and honestly love it. It’s so easy to drive into the city or take the train and our suburb is very walkable with a ton of cool restaurants, parks and things to do. I actually drive less now than I did when I was living in Portland.

The one downside is that there isn’t as a cool of a scene in the burbs. No hole in the wall music venues or trendy cocktail spots but at 34 and getting ready to start a family
 I’m not really looking for cool anymore. Ha!

Tldr; consider the gray areas around all your plans. Nothing is black and white, either/or. You’ll find the perfect combo of what works best for you!

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