Frugality is not about being cheap. It’s about being economical and simple. Conserving your limited resources and living simply, not extravagantly. It’s a very lagom way of living (as the Swedes say), not too much, not too little . Frugal living is intentional spending to align with your financial goals and happily living with less.
The issue is not that the money is spent quickly, its that when money isn’t allocated to cover your life’s expenses it can disappear without making sure those expenses are met. Alternatively, you may find that you have enough money to cover all your expenses each month and no bills are being skimped on but your stress level is still through the roof because although you cross the finish line each month you aren’t sure how you got there and each month brings a new race to worry about.
2021 saw me starting on my decluttering and simplifying journey. I started examining my budget, routines, time use, and stuff (oh so much stuff) to see what needed to go, what needed a change, and what I needed more of. I realized that I needed less stress, more time with my family, more time for exercise and self care, slow down, and to let go of things I had been holding onto that I didn’t need to keep carrying around.
You work too hard to be this broke.
Well now I’m back…from outerspace it seems. Life has sure gotten busy and took my attention far from my blog. But here I am to tell you all what’s going on with me and what to expect to see here moving forward. In March 2020 our whole world changed. Yes, we all went into quarantine […]
We all would love something for nothing. Maybe even something for a little work, as long as it’s not too compliated right? What about getting paid for shopping? Sounds like a dream job. In fact, because it sounds too good to be true the mystery shopping industry is rife with imposters peddling mystery shopping scams.
Here are my frugal wins this week: Cut my own grass while listening to the Marriage, Kids, & Money podcast and finished listening to the audiobook of The Bag Lady Papers which was entertaining. I have been listening to audiobooks for free through the Libby app which lets me check them out from my local librarySpent […]
So let’s do a check in shall we? In the last few weeks I have been taking a lot of steps to make changes to get my financial life in order. Here’s what I’ve been up to: Started freelance writing for a few regular clients. This is awesome since I really enjoy writing and really […]
Today we have a guest post from Club Thrifty, an awesome site to help you Dream Big, Spend Less, and Travel More. Imagine if you could take care of paying your rent while you were sleeping? This idea is much more appealing than missing out on a good night’s rest over the thought of […]
This is a sponsored post from FinanceBuzz. Thanks for supporting the companies that support Earning My Two Cents. If you’re sick and tired of dealing with credit card debt, chances are you have looked for ways to get out of it without losing your sanity. Even with the best intentions, however, you may find […]