You may be wondering, like I am, whether it is wisest to pay on my temporarily paused federal student loans or if it’s best to pay extra on my credit cards. Both can end up growing into a mountain of extra debt thanks to accrued interest. If you are in the enviable position to have […]
A budget can come in all kinds of shapes and sizes, can be simple or complicated, can be restrictive or expansive. But one thing that all budgets have in common is that, at their core, they are a plan for your money. Full stop. That is their purpose for existing. And they only work when their user approaches them with that idea of their utility.
Frugality is not about being cheap. It’s about being economical and simple. Conserving your limited resources and living simply, not extravagantly. It’s a very lagom way of living (as the Swedes say), not too much, not too little . Frugal living is intentional spending to align with your financial goals and happily living with less.
The issue is not that the money is spent quickly, its that when money isn’t allocated to cover your life’s expenses it can disappear without making sure those expenses are met. Alternatively, you may find that you have enough money to cover all your expenses each month and no bills are being skimped on but your stress level is still through the roof because although you cross the finish line each month you aren’t sure how you got there and each month brings a new race to worry about.
You work too hard to be this broke.
Well now I’m back…from outerspace it seems. Life has sure gotten busy and took my attention far from my blog. But here I am to tell you all what’s going on with me and what to expect to see here moving forward. In March 2020 our whole world changed. Yes, we all went into quarantine […]
We all would love something for nothing. Maybe even something for a little work, as long as it’s not too compliated right? What about getting paid for shopping? Sounds like a dream job. In fact, because it sounds too good to be true the mystery shopping industry is rife with imposters peddling mystery shopping scams.
So let’s do a check in shall we? In the last few weeks I have been taking a lot of steps to make changes to get my financial life in order. Here’s what I’ve been up to: Started freelance writing for a few regular clients. This is awesome since I really enjoy writing and really […]
This is a sponsored post from FinanceBuzz. Thanks for supporting the companies that support Earning My Two Cents. If you’re sick and tired of dealing with credit card debt, chances are you have looked for ways to get out of it without losing your sanity. Even with the best intentions, however, you may find […]
Today’s guest post is from Zumper, a one stop shop website for finding your next great apartment. Have you weighed up all the factors involved in renting vs buying? These top 10 benefits of renting that may change your perspective. Owning a home is still the American dream for many. But if house prices are […]