I was out for a run and listening to the Dave Ramsey show a couple of weeks ago and he was advising a caller about setting up a budget for his first household with him and his new wife. Dave mentioned budget items such as rent, utilities, and groceries, but then said that the average two person […]
Have you ever had one of those weeks (or couple of weeks) where you, a normally responsible worry-wort who never forgets when a bill is due, totally becomes a space cadet and forgets to pay not only your rent but your cable bill and your credit card bill? *raising my hand* Yup. That’s how my […]
Yes, my other sister is getting married too! Hooray!! My younger sister announced her engagement to her British boyfriend on Christmas! We are so excited for them! They want to set the date for summer 2014 so it’s a bit of a ways off. Unfortunately, they have loads of complexities to figure out now with […]
Ah yes, the proverbial post-Christmas budget check-in. How did you do? I didn’t do all that bad but honestly, I hadn’t saved much so it was over budget for me. All told I spent around $200 on gifts for my family; no friend gifts this year since money was so tight. And we couldn’t afford […]
I’ve always been frugal. I’ve also never been flush with cash. Most importantly, I’ve always budgeted and made sure that my income, no matter how big or small, can work for what I need it for. Following a budget reigns in my spending and gives me peace of mind so that I feel in control […]
So, when trying to make due with what you’ve got, how do you even know what you’ve got? Enter, THE BUDGET! Yes, the idea of a budget may bring up some scary ideas or even make people cringe. But it’s actually liberating for me. Why? Because I don’t have to worry about whether or not […]