Here are my frugal wins this week: Cut my own grass while listening to the Marriage, Kids, & Money podcast and finished listening to the audiobook of The Bag Lady Papers which was entertaining. I have been listening to audiobooks for free through the Libby app which lets me check them out from my local librarySpent […]
I try to be responsible about my finances. I track expenses, balance my checkbook, stick to a budget, and am not extravagant with my spending. I compare costs, coupon, research purchases online and by asking friends’ recommendations before I outlay any money. My husband and I talk about money a lot and won’t spend more than […]
I am a budgeter. I love balancing my checkbook. I track every penny meticulously. I actually love doing it because I feel in control of my money and my life. But I often find myself feeling disappointed when I victoriously get all the numbers to match up then see how little is left in my […]
I am in a lot of debt. Credit card debt, student loan debt, medical bills, and yup, those dreaded loans from family members. I really want to get out from under all this and I am trying to make extra payments to pay off these debts as fast as possible. I try to make any […]
July has been a very busy and expensive month for me. Great and filled with fun memories and family, but expensive. My husband and I started out the month by flying to England to meet up with my family, host my little sister’s bachelorette party in London (the Brits call it a hen party) including seeing […]
I just went against the number one rule of getting out of debt: Rule #1- Don’t get into any more debt I know better, really I do. But what had happened was… My sister is getting hitched way far away in jolly old England and though I have been scrimping and saving to try to […]
Now that 2013 has come to an end, I’m looking at how we did financially over the year, specifically with trying to pay off debt. I said I would be more forthcoming with numbers so this is a big leap for me. Please, don’t judge. I share this so that I can keep myself accountable […]
Checking the mail seems like a harmless activity. Maybe even hopeful. Did you get a birthday card? That package from Amazon you were waiting on? You excitedly open the mailbox door and instead you see it. A medical bill. In a huge amount. So huge that you cannot possibly pay it by the time it’s […]
I’m guest posting over at The Financial Debt Blog today about remembering that student loans aren’t free money. Here’s an excerpt for your reading pleasure: Education is everything.That degree gives you a well rounded education in basic literature, history, science, math, public speaking, and yeah, maybe also underwater basket weaving (or whatever other elective you […]
Hi. My name is Alice and I am in Debt. Have you ever said that out loud? To anyone else or maybe just to yourself? Scary. I hate to admit that I am in debt. I would much rather push it off and say, “oh yes, my husband has some student loans”. Or, “well, I […]